The 10 Best Banks in America: A List of Your Top Choices.

It’s important to have a good bank. Having a checking account is essential for the majority of tasks in life, from paying bills to purchasing something online. Choosing your bank can be tough, so here are the 10 best banks in America according to their financial strength, customer service ratings, and customer satisfaction. Now you can find your perfect match!


The Best Banks in America


The 10 Best Banks in America


Some people look for a bank based on the fees they charge. Others are more interested in the kinds of services that the bank offers. Some banks have higher interest rates or lower rates. You can find all of these attributes in different banks. But, if you want to know which banks are best, it’s best to check out customer feedback and financial ratings.




USAA has over nine million members and is one of the largest insurance providers in America. It has an A+ rating with both JDPeterson and AM Best, meaning it is financially sound and has excellent customer service. It also offers competitive interest rates, low monthly account maintenance fees for basic accounts, 24/7 customer service with chat capabilities, mobile banking apps that allow you to deposit checks via your phone camera, prepaid cards, money market accounts with competitive interest rates, personal loans with no credit check required if you qualify financially according to their standards – which are very generous – and life insurance coverage within minutes after applying online.


2) Regions Bank


Regions Bank is headquartered in Birmingham Alabama and has 85 branches throughout Alabama as well as Georgia, Florida, Louisiana, and Mississippi. The company was founded in 1833 and is publicly traded on the NYSE under the symbol RF. They offer a wide range of banking products and services including checking accounts (which come with unlimited check writing), savings accounts (interest-bearing), personal loans (with competitive rates), mortgages (fixed-rate 30-year mortgage available


Bank Rankings


When it comes to choosing your bank, you should probably check out the rankings first. U.S. News and World Report have released their list of the 10 best banks in America and we’ve listed them here for you:

1. Ally (8/10)

2. Capital One (8/10)

3. USAA (8/10)

4. BB&T (7/10)

5. American Express (7/10)

6. Discover Financial Services (6/10)

7. Chase Bank USA, N.A., Member FDIC (5/10)

8. Bank of America Corporation, Member FDIC (4/10)

9. PNC Bank, National Association, Member FDIC (3/10)

10. Wells Fargo & Company, Member FDIC (2/10).


Financial Strength


There are a lot of different things to take into account when choosing your bank. In order to find the best one for you, start by looking at the financial strength of the bank. Financial strength is calculated by how much capital it has in relation to its assets and liabilities. The higher this ratio is, the more financially stable the bank is and the less likely it will go bankrupt and leave you without any access to your money. So, make sure your bank has a high capital-to-asset ratio.




Customer Service


It’s always good to have a bank with good customer service. You never know when you might need them, and it’s nice to know that they are there for you. The top 10 best banks in America all have great customer service ratings.


Customer Satisfaction


One of the most important factors to consider when choosing your bank is customer satisfaction. If a customer is not satisfied with a bank, they will likely find a different one. With compiling a list of the top 10 best banks in America, we wanted to include those that have high customer satisfaction ratings and low complaint rates.


Which bank should you choose?

Choosing the right bank for your needs and preferences can be a difficult task. We’ve done some of the hard work for you and compiled a list of the best banks in America, as well as key metrics to consider when choosing a bank.

There’s no one-size-fits-all option when it comes to banks, so this list should serve as a starting point. Pick your favorite and get started today!

Leave a Comment